eWise Systems - Account aggregation&wealth management

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data sheets

The proven business case from a world leader >>

Understanding the
technology >>

customer case studies

Egg – Europe’s pioneer of
account aggregation sees tangible benefits >>

First Direct enhances customer satisfaction >>

> overview

the proven business case from a
world leader

As our customers are fast discovering, Account Aggregation provides proven, tangible benefits in return for low-impact, risk-free implementation.

It's no wonder that eWise has become a world leading provider of account aggregation solutions.

how it works

Information is securely consolidated from a variety of different sources onto a single screen, accessed by a single password which customers use to manage all their financial information, including both online and offset assets.

eWise's feature-rich, client-side software is fully compliant with international legal and regulatory requirements – providing access to major bank accounts, investments, bills, credit cards, loyalty schemes, email and utilities around the world.

The key to the eWise solution is the use of unique client-side technology which means all interaction with online institutions is performed by the user's PC without exposing confidential user information to other service providers

> features

core aggregation application
The heart of the system, comprising an application server and a database server, as well as protocols, tools and other support functions.

personal balance sheet
The 'client-side' portal used by customers, giving them an at-a-glance, real-time snapshot of their net financial worth. Offline assets can also be added by the customer.

emarketing & alerts
Allows marketing messages and alerts, based on personal account and balance information, to be delivered to each online customer.

customer data feed
Feeds account data to internal CRM and other systems.

mobile/PDA aggregation
Makes account aggregation available on the move.

digital safe
The digital safe stores customer information which cannot be unlocked without the decryption key from the service provider, and is unique to a physical PC.

> benefits

why is eWise the best solution?

visibility to the customer
Providing the portal through which customers access their financial services information strengthens the customer relationship, helping to improve customer loyalty and reduce churn.

increased revenue
Our customers report that offering account aggregation increases online customers by 13% while increasing revenue per customer by 35%.

customer insight
Account aggregation provides an ideal way to understand the financial behaviour patterns and needs of individual users. This helps financial institutions to tailor their offerings to each customer.

increased online traffic
eWise customers have found that online traffic can increase by 300% per customer. Online customers visit their account aggregation portals an average of three times a week, spending more time on-site.

real-time marketing and cross-selling
The account aggregation portal provides the ideal opportunity to promote other products, tailored to the specific behaviour of each customer in real-time. The system also facilitates display of advertising - automatically selected according to each customer's profile.

market differentiation
Companies at the forefront of adopting account aggregation are able to compete more effectively in today's market.

security
Promotes secure online authentication with full support for PKI and biometric authentication. Client-side technology is immune to blocking from other institutions and supports Java applet sites.

easy implementation
Implementing the eWise solution is simple and compatible with existing systems such as Internet Banking and CRM systems. Better still, our customers have typically achieved return-on-investment in less than one year.

regulatory compliance
eWise’s patented approach ensures companies avoid breaching data protection or computer misuse legislation. The eWise solution has been favourably reviewed by regulatory bodies around the world.

easy to use
It couldn’t be simpler for users, who can setup their profile within minutes, after which they only need to enter a single password to access multiple account information on a single screen. The application provides secure access to aggregated accounts with a single click through, allowing users to manage their accounts and transact with ease.